Recent Articles

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Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Published on 10/22/2025

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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Published on 10/15/2025

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BBB Announces DP Mortgage Consulting as an Accredited Business

Folsom, CA – DP Mortgage Consulting, an Independent Mortgage Brokerage business is located at 1175 Reston Dr, Folsom, CA 95630, has been found to have met the Standards for Trust required for Accreditation by the Sacramento Better Business Bureau and is now a BBB Accredited Business.

Published on 10/13/2025

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Empowering Your Clients: Essential Loan Programs for Self-Employed Homebuyers

Discover vital loan programs designed for self-employed homebuyers. Help your clients navigate unique challenges and secure their dream homes with confidence.

Published on 10/10/2025

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Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

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Essential Steps to Confirm Your Funds for a Smooth Closing Process

Ready to conquer closing day? Learn how to confirm your funds easily and dodge those last-minute hurdles. A smooth process is just a few steps away!

Published on 10/01/2025

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Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Published on 10/01/2025

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3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

Published on 09/26/2025

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Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

Published on 09/19/2025