Recent Articles
50-Year Mortgages? Here’s What You Need to Know
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
Overcoming Credit Challenges: Your Path to Homeownership Success
Are credit issues holding you back from owning a home? Discover proven strategies to improve your credit and take the first step toward your dream home.
Published on 10/31/2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
BBB Announces DP Mortgage Consulting as an Accredited Business
Folsom, CA – DP Mortgage Consulting, an Independent Mortgage Brokerage business is located at 1175 Reston Dr, Folsom, CA 95630, has been found to have met the Standards for Trust required for Accreditation by the Sacramento Better Business Bureau and is now a BBB Accredited Business.
Published on 10/13/2025
Empowering Your Clients: Essential Loan Programs for Self-Employed Homebuyers
Discover vital loan programs designed for self-employed homebuyers. Help your clients navigate unique challenges and secure their dream homes with confidence.
Published on 10/10/2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
Essential Steps to Confirm Your Funds for a Smooth Closing Process
Ready to conquer closing day? Learn how to confirm your funds easily and dodge those last-minute hurdles. A smooth process is just a few steps away!
Published on 10/01/2025
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
“Pre-Qual vs. Pre-Approval: Key Insights to Elevate Your Clients’ Trust”
Understanding the difference between pre-qualification and pre-approval can empower real estate agents to guide clients confidently, making their home buying journey smoother.
Published on 09/17/2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
Decoding Your Choice: Buying vs. Renting in Today's Market
Feeling torn between buying or renting your home? Discover key insights to navigate today's market and make the choice that best fits your needs.
Published on 09/11/2025
Seizing the Right Moment: When to Refinance for Better Rates
Unlocking the door to lower monthly payments is easier than you think! Discover how timing your refinance can breathe new life into your budget and your home.
Published on 09/06/2025
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
“Achieve Homeownership: Explore Your Down Payment Assistance Options Today”
Struggling to save for a down payment? Discover how down payment assistance programs can make homeownership a reality, easing your path to a new home.
Published on 09/02/2025
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025