Recent Articles
How Lower Rates Enhance Your Homebuying Opportunities Amid Rising Applications
Lower mortgage rates can make homeownership more attainable. Discover how you can turn market challenges into your advantage and secure your dream home today.
Published on 01/14/2026
Empower Your Clients: Create a Smart Homebuying Strategy Before Zillow
Help your clients gain an edge in the market by crafting a savvy homebuying plan. Equip them to navigate challenges before turning to Zillow.
Published on 01/13/2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
Find out what the experts are anticipating for 2026 housing
Published on 01/12/2026
Navigate Your Path to First Home Success: Overcome Challenges Today
Ready to buy your first home? Discover tips and tricks to conquer common challenges, making your dream of homeownership a reality. Let’s clear the path to success!
Published on 01/09/2026
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.
Published on 12/30/2025
Inflation Cools in November — What It Means for Mortgage Rates
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Published on 12/18/2025
Reduce Your Monthly Payments: Simplifying Debt Consolidation through Refinance
Feeling burdened by high monthly payments? Discover how refinancing can simplify your debt by lowering payments and easing financial stress for homeowners.
Published on 12/11/2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Published on 12/10/2025
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
Stronger Data Last Week Caused a Slight Rate Bump
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Published on 12/01/2025
What Today’s Jobs Report Means for Mortgage Rates
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
50-Year Mortgages? Here’s What You Need to Know
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
Overcoming Credit Challenges: Your Path to Homeownership Success
Are credit issues holding you back from owning a home? Discover proven strategies to improve your credit and take the first step toward your dream home.
Published on 10/31/2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
BBB Announces DP Mortgage Consulting as an Accredited Business
Folsom, CA – DP Mortgage Consulting, an Independent Mortgage Brokerage business is located at 1175 Reston Dr, Folsom, CA 95630, has been found to have met the Standards for Trust required for Accreditation by the Sacramento Better Business Bureau and is now a BBB Accredited Business.
Published on 10/13/2025
Empowering Your Clients: Essential Loan Programs for Self-Employed Homebuyers
Discover vital loan programs designed for self-employed homebuyers. Help your clients navigate unique challenges and secure their dream homes with confidence.
Published on 10/10/2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025